VantageScore today announced that Fairway Home Mortgage, one of the nation's leading mortgage lenders, has implemented the ...

While the three largest lenders now offer VantageScore, Bank of America Securities says two agency pulls boosts consumers ...

SAN FRANCISCO, Dec. 19, 2025 /PRNewswire/ -- Average Credit Card balances grew year-over-year as holiday shopping stimulated consumer spending, according to the latest edition of CreditGauge™ from ...

When you apply for a credit card or loan, creditors need a quick way to determine if you're trustworthy. How do they do it? Before the invention of credit scores, they had to get creative. Creditors ...

VantageScore 4.0 will now be accepted by Fannie Mae and Freddie Mac, with the Federal Housing Administration also moving to adopt the model. Federal housing officials on Wednesday said they are moving ...

Overall Credit Delinquencies Stable as Consumers Continue to Stay Current on Credit Obligations Overall Credit Utilization Decreases as Consumers Effectively Manage Credit Lines Consumers in August ...

Almost exactly eight years ago, President Donald Trump signed legislation that helped create credit scoring competition by way of the Economic Growth, Regulatory Relief and Consumer Protection Act.